Whether it's to purchase a property, equipment or business, we're here to help

At Conscious Finance Co., we understand that securing the right commercial loans is crucial for businesses aiming to grow and thrive. Whether you're based in Perth, WA or anywhere across Australia, accessing commercial loan options from banks and lenders is vital for a variety of needs, such as buying commercial property or upgrading existing equipment. Our expertise in commercial finance ensures that we can guide you through the complexities of the process, offering solutions that align with your unique business requirements.

When considering commercial loans, it's important to evaluate the diverse options available. We help you understand the difference between a secured commercial loan and an unsecured commercial loan, ensuring you choose the right fit for your needs. Secured loans, often backed by collateral like commercial property, typically offer lower interest rates and can be beneficial when buying commercial land or industrial property. Conversely, unsecured loans might be suitable for expanding your business or buying new equipment without tying up assets.

Interest rates play a significant role in determining the overall cost of a loan. Whether you prefer a fixed interest rate for stability or a variable interest rate for potential savings, we assist you in assessing which option best suits your financial situation. Additionally, understanding loan structures, such as flexible repayment options and redraw facilities, can provide more control over your financial commitments. Progressive drawdown services and revolving lines of credit are also available to support cash flow management during projects.

Applying for a commercial loan involves several steps, but our streamlined application process is designed to simplify each stage. From determining the appropriate loan amount to selecting flexible loan terms, our team ensures that you have access to commercial loan options that meet your specific goals. If you are considering buying commercial property or upgrading existing equipment, our tailored approach helps navigate these decisions with confidence.

The loan structure is another crucial aspect of commercial finance. Flexible repayment options can ease financial pressure, allowing businesses to adjust payments according to their revenue cycles. Moreover, options like progressive drawdown enable funds to be accessed as needed during a project, while a revolving line of credit can offer ongoing financial flexibility. Whether you're planning to expand your business or invest in new equipment, these features ensure that your financial strategy remains agile and responsive.

At Conscious Finance Co., our commitment is to support your business ambitions through reliable and informed financial guidance. Whether you're buying commercial land or exploring other commercial finance opportunities, we provide the expertise needed to make informed decisions. Contact us today to discuss how we can assist in applying for a commercial loan that suits your business needs, ensuring a prosperous future for your enterprise.

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Our Recent Reviews

Using Mortgage Choice takes so much stress out of what product you need and what your best options are. Once you have decided they walk with you through the whole process which makes everything so much easier and less stressful. Michelle was excellent in providing us with professional and expert advice and assistance all the way through to settlement. We highly recommend Michelle and Mortgage Choice.

Sue McDonald

I recently had refinanced my mortgage and Mortage Choice in Kingsley have provided professionalism, timely responses, and steadfast support made the entire mortgage process seamless. Michelle exuded professionalism from the start, demonstrating in-depth knowledge of the mortgage industry. Her patient guidance through various mortgage options provided us a very clear picture making it easier what to choose. Michelle and Pascal have provided consistently timely responses. Whether addressing emails/phone calls or scheduling meetings at my convenience, they ensured the mortgage process proceeded efficiently, alleviating the typical stress associated. In addition to their responsiveness, Michelle and Pascal provided unwavering support throughout the journey. Beyond managing complex paperwork, they offered valuable insights and advice, turning what could be a daunting task into a positive and informed experience. I will definitely return and look no further.

Dario Romeo (DR)

Michelle and Stephanie were so helpful and approachable with any questions I had and shared their knowledge and experience which made the whole process seamless. They were a pleasure to deal with

De'arne Treacy

Michelle and Steph walked us so graciously through the processes of getting a home loan. I can highly recommend Mortgage Choice in Kingsley. ...

Shannon De Bari

Frequently Asked Questions

Can you help me to consolidate my debts? If so, what if they are a mix of personal and business debts?

We LOVE to see if we can help our clients save money and confusion by consolidating debts! It's one of our favorite things! And YES, we can look at consolidating or restructuring both personal and business debts......even tax debt!

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.