Whether you're wanting a new vehicle, plant or machinery, we're on your side

At Conscious Finance Co., we understand that the right equipment can drive your business forward. Whether you're in Perth or anywhere across Australia, accessing equipment finance options is crucial for businesses looking to thrive in today's competitive market. Equipment finance can support businesses in acquiring the necessary tools, from office equipment to heavy-duty machinery like trucks, trailers, excavators, and more. We are here to assist you in exploring these opportunities, ensuring you make informed decisions that align with your business's needs and financial objectives.

When it comes to equipment finance, one of the primary concerns for any business is the interest rate and loan amount. Conscious Finance Co. offers access to a range of equipment finance options from banks and lenders across Australia, allowing you to choose terms that fit your budget. Whether you're buying new equipment or upgrading existing equipment, understanding the interest rates involved can help you manage your cashflow effectively. Our team is dedicated to providing a streamlined application process, so applying for equipment finance becomes a hassle-free experience. We aim to ensure you secure the best possible loan options to support your business's growth.

Another essential aspect of equipment finance is the flexibility it offers in terms of payment structures. Businesses can choose between various finance options such as a chattel mortgage or Hire Purchase agreements. A chattel mortgage allows businesses to own the equipment outright while using it as collateral for the loan. On the other hand, Hire Purchase agreements involve fixed monthly repayments over the life of the lease, providing predictability in financial planning. These options enable businesses to manage their financial commitments while maintaining access to essential tools like factory machinery and specialised vehicles.

The scope of equipment finance extends beyond just acquiring new tools; it also encompasses the opportunity to upgrade existing assets. Commercial equipment finance can facilitate this by offering customised loan options tailored to your business needs. Whether you require office equipment, work vehicles, or specialised machinery like cranes, dozers, graders, and tractors, having the right finance solution is vital. By investing in upgraded equipment, businesses can improve efficiency and productivity, ultimately boosting their bottom line. Conscious Finance Co. is committed to helping businesses identify the most suitable finance options for their specific requirements.

In summary, accessing equipment finance options from banks and lenders across Australia can significantly benefit your business, whether you're based in Perth or elsewhere. By understanding interest rates and choosing the right loan amount and payment structure, you can effectively manage cashflow while acquiring or upgrading critical assets. Conscious Finance Co. is dedicated to supporting your business's journey, offering guidance every step of the way. Reach out today to explore how our commercial equipment finance solutions can help propel your business forward.

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Our Recent Reviews

Using Mortgage Choice takes so much stress out of what product you need and what your best options are. Once you have decided they walk with you through the whole process which makes everything so much easier and less stressful. Michelle was excellent in providing us with professional and expert advice and assistance all the way through to settlement. We highly recommend Michelle and Mortgage Choice.

Sue McDonald

I recently had refinanced my mortgage and Mortage Choice in Kingsley have provided professionalism, timely responses, and steadfast support made the entire mortgage process seamless. Michelle exuded professionalism from the start, demonstrating in-depth knowledge of the mortgage industry. Her patient guidance through various mortgage options provided us a very clear picture making it easier what to choose. Michelle and Pascal have provided consistently timely responses. Whether addressing emails/phone calls or scheduling meetings at my convenience, they ensured the mortgage process proceeded efficiently, alleviating the typical stress associated. In addition to their responsiveness, Michelle and Pascal provided unwavering support throughout the journey. Beyond managing complex paperwork, they offered valuable insights and advice, turning what could be a daunting task into a positive and informed experience. I will definitely return and look no further.

Dario Romeo (DR)

Michelle and Stephanie were so helpful and approachable with any questions I had and shared their knowledge and experience which made the whole process seamless. They were a pleasure to deal with

De'arne Treacy

Michelle and Steph walked us so graciously through the processes of getting a home loan. I can highly recommend Mortgage Choice in Kingsley. ...

Shannon De Bari

Frequently Asked Questions

Can you help me to consolidate my debts? If so, what if they are a mix of personal and business debts?

We LOVE to see if we can help our clients save money and confusion by consolidating debts! It's one of our favorite things! And YES, we can look at consolidating or restructuring both personal and business debts......even tax debt!

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.