Michelle Clark

Founder & Director

Michelle Clark is a friendly, empathetic and highly skilled Mortgage & Finance Broker and is the Founder & Director of Conscious Finance Co in Perth, WA. She helps clients understand their financial situation, whether it's buying a property, refinancing or consolidating and restructuring debts, guiding them through the application process, and offers access to loan options from banks and lenders across Australia. Michelle holds a Diploma in Finance & Mortgage Management and has worked with hundreds of clients since 2000 as both a Broker and a Business Coach when she originally started another top mortgage company in Perth. She not only advises on interest rate, loan amount, and borrowing capacity to ensure clients get pre-approved for a home loan or an investment loan, her friendly, practical approach makes applying for a loan less daunting, letting clients confidently navigate the property market.

If you want expert advice with a friendly, down-to-earth approach on best loan options and support at each step of the process, reach out today.

"Navigating your finances can be overwhelming. Regardless of where you are on your journey, I'm ready to listen and here to help."

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Our Recent Reviews

Michelle is professional, friendly, reliable and knowledgeable. She refinanced our home for us, getting us a better rate and a huge cash back. I highly recommend using her expertise for all things finance!

Bethany Le Coultre

Michelle has been such a great help over the years with all things finance! A true expert in the field with a wealth of experience. Excellent, practical advice that has a big impact. Highly recommend.

Chrissy

Michelle was very helpful with the process of refinancing my mortgage. Michelle gave me plenty of time to process information and was always available to answer questions. Will definitely use Michelle again in the future if and when required.

Donna Petersen

Contacted Michelle following a recommendation on a Facebook post. Michelle responded immediately on the Friday night and, arranged a convenient time to call us on Monday. ...

Finley Fletcher

Frequently Asked Questions

Can you help me to consolidate my debts? If so, what if they are a mix of personal and business debts?

We LOVE to see if we can help our clients save money and confusion by consolidating debts! It's one of our favorite things! And YES, we can look at consolidating or restructuring both personal and business debts......even tax debt!

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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