Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

At Conscious Finance Co., we understand that life's events can come with unexpected costs. Whether you're planning a dream wedding, setting off on a long-awaited holiday, or facing an unexpected emergency, personal loans can provide the financial support you need. Our services help clients in Perth, WA, and across Australia access personal loan options from banks and lenders nationwide. With our guidance, you can find a solution tailored to your financial situation, allowing you to manage expenses with peace of mind.

Accessing personal loan options can be a straightforward process when approached with the right information and support. One of the first considerations is understanding how your financial situation and credit history can influence the terms of a personal loan. Lenders assess these factors to determine your interest rate and loan amount. At Conscious Finance Co., we assist you in evaluating these aspects to ensure you have a clear picture before applying for a personal loan. This preparation can help you in securing more favourable terms.

When it comes to the application process, Conscious Finance Co. offers a streamlined approach to make your personal loan application as smooth as possible. We guide you through every step, from gathering necessary documentation to calculating personal loan repayments that fit within your budget. Our experience in dealing with various lenders across Australia means we are adept at simplifying complex processes. We aim to make applying for a personal loan stress-free, so you can focus on what truly matters.

Another key aspect of securing a personal loan is understanding the importance of genuine savings. Lenders often look at your savings history as part of their assessment. Demonstrating consistent savings habits can positively impact your application, showing lenders you are capable of managing repayments efficiently. At Conscious Finance Co., we provide insights and tips on building genuine savings to boost your chances of a successful application.

In addition to helping with the application process, we also assist in calculating personal loan repayments. It is crucial to have a clear understanding of your repayment responsibilities before committing to a loan. Our tools and expertise enable you to visualise how different interest rates and loan amounts will impact your finances over time. This clarity ensures you make informed decisions that align with your financial goals.

Choosing Conscious Finance Co. means partnering with a team dedicated to supporting your financial journey. We prioritise transparency and provide personalised advice tailored to your unique needs. By accessing personal loan options through us, you gain more than just financial solutions; you gain a trusted ally.

We invite you to reach out and discuss your personal loan needs with our friendly team at Conscious Finance Co. Whether you're in Perth or anywhere in Australia, our goal is to empower you with the knowledge and resources needed to make informed financial decisions. Let us help you find the right personal loan option that suits your life’s milestones and unforeseen challenges.

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Our Recent Reviews

Michelle is professional, friendly, reliable and knowledgeable. She refinanced our home for us, getting us a better rate and a huge cash back. I highly recommend using her expertise for all things finance!

Bethany Le Coultre

Michelle has been such a great help over the years with all things finance! A true expert in the field with a wealth of experience. Excellent, practical advice that has a big impact. Highly recommend.

Chrissy

Michelle was very helpful with the process of refinancing my mortgage. Michelle gave me plenty of time to process information and was always available to answer questions. Will definitely use Michelle again in the future if and when required.

Donna Petersen

Contacted Michelle following a recommendation on a Facebook post. Michelle responded immediately on the Friday night and, arranged a convenient time to call us on Monday. ...

Finley Fletcher

Frequently Asked Questions

Can you help me to consolidate my debts? If so, what if they are a mix of personal and business debts?

We LOVE to see if we can help our clients save money and confusion by consolidating debts! It's one of our favorite things! And YES, we can look at consolidating or restructuring both personal and business debts......even tax debt!

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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